Effective Date: 3/14/2025

Terms and Conditions

Noel Crest, LLC (“we,” “our,” or “us”) is committed to protecting the privacy of our clients (“you” or “your”). These Terms and Conditions outline how we collect, use, disclose, and safeguard your information when you access or use our services.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, address, phone number, email address, Social Security Number, financial details, and other identifiers necessary for providing our services.

• Non-Personal Information: Browsing history, IP address, device information, and other technical data.

• Payment Information: Bank account numbers or other payment-related information.

2. How We Use Your Information

We use the collected information to:

• Provide and manage our services.

• Process transactions and send confirmations.

• Communicate with you about updates, offers, and other information.

• Improve our services, including troubleshooting and analytics.

• Comply with legal obligations and enforce our terms.

3. Sharing Your Information

We do not sell or rent your information to third parties. However, we may share your information under the following circumstances:

• With Service Providers: To perform services on our behalf, such as payment processing, data analysis, or marketing.

• For Legal Compliance: To comply with applicable laws, regulations, or legal processes.

• With Your Consent: When you have been given explicit consent for specific purposes.

• No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Data Security

We implement appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, or misuse. These measures include:

• Secure storage and encryption of sensitive data.

• Regular monitoring of our systems for vulnerabilities.

• Limited access to personal information to authorized personnel only.

5. Retention of Information

We retain your information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.

6. Your Privacy Rights

Depending on your location, you may have the following rights:

• Access and obtain a copy of your personal information.

• Request correction or deletion of your information.

• Object to the processing of your information.

• Withdraw consent where processing is based on your consent.

To exercise these rights, please contact us using the information provided below.

7. Cookies and Tracking Technologies

We may use cookies, web beacons, and similar technologies to:

• Enhance user experience on our website.

• Collect usage statistics for analytics.

• Deliver targeted advertisements based on your interests.

You can manage your cookie preferences through your browser settings.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have collected information from a minor, please contact us immediately.

9. Third-Party Links

Our services may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review the privacy policies of third-party websites before providing any information.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Significant changes will be communicated to you via email or a prominent notice on our website. Your continued use of our services constitutes acceptance of the updated policy.

11. Contact Us

For questions or concerns regarding these terms, please contact:

Noel Crest, LLC

(725) 302-3877

[email protected]